Timeline
From decision to company:
what actually takes time?
You've made the decision. Good news: you can already set your financial plan and bank account in formation in motion in parallel. The real delay is rarely the notary — it's your bank.
The bottleneck
No bank certificate, no company
On paper, setting up a private limited company (BV) is very flexible these days. There's no strict minimum capital anymore — you decide on a realistic starting capital yourself. In practice, though, the process almost always gets stuck on one essential document: the bank certificate.
Without this certificate, which proves that your starting capital is safely held in a blocked account, the notary simply isn't allowed to execute your deed of incorporation.
While notaries work fast and digitally these days, many large banks unfortunately still move slowly. Opening an account "in formation" can easily drag on for weeks.
We generate it for you through our platform — can start right away.
The biggest variable, but it runs in parallel with the other steps.
Fully digital, via power of attorney.
Automatic once signed.
Good news: this doesn't have to slow you down
You can already set up your financial plan and request your bank account in formation in parallel, independently of the notary. That way both tracks run at the same time, saving you the time you'd otherwise lose by doing everything one after another. In the meantime, start thinking about the other things you'll need.
View the checklist →Watch out: the company number trap
Asking several banks for a quote? Good idea. But ask them one direct question right away: "How quickly can I open a blocked account with you and lock in my starting capital?"
Does a bank employee ask you to provide your company number before they'll open that blocked account? Find another bank immediately.
You only receive your company number from the Crossroads Bank for Enterprises (KBO) after your company has been officially incorporated. A banker who asks for this number for an account "in formation" doesn't understand the basic rules, and you're guaranteed to lose weeks over it.
How Bizantium helps
The network always wins
Because we set up companies every day, we have direct lines to fast, reliable banking partners. You skip the slow helpdesks, and we run as many steps as possible at the same time instead of one after another.
Faster bank account opening
We connect you with partners who open an account in formation in days, not weeks.
Documents on demand
Financial plan, articles of association and digital power of attorney: we generate and manage everything in your file.
Fully digital
No need to visit an office in person. The notary works via digital power of attorney, and you sign from your browser.
Ready to send your first invoice?
No hidden costs, no bureaucratic walls, no endless waiting. Start your file today.